BHIM app Android apk Digital Payments app Free Download: BHIM app is the Indian Government authenticated Digital Payments Application for smartphones to carry out digital payments or cashless transactions without depending on third party players like PayTm, Mobiqwik, JIO Money etc. In this article you will get to know What is BHIM app ( Digital payments app)? How to Download and install Android apk version of BHIM app? , How to create VPA for UPI on your account using mobile banking application?, Step up Step Guide to use BHIM app on your smartphone for digital payments and transactions and Many more.
What is BHIM App?
BHIM stands for BHARATH INTERFACE FOR MONEY. For boosting the cashless payments and to make india Digital, the indian governament dicided to launch the new mobile application which enable the user for doing the instant digital payments and online transactions. It was launched by the Prime Minister Narendra Modi on december 30 and this BHIM app is topping the googe play store in just days after launch. This is developed by NPCI ( National Payments Carporation of India). BHIM app is supposed to support aadhaar-based payments, where transactions are possible with just a fingerprint impression, but that facility is yet to start.
Currently the BHIM app supports Hindi and English and is only available on ANDROID platform. BHIM app is now available for Android mobile users which you can download from Google Play store. When compared to all other applications this BHIM android application is very light and is very small in size ( below 2 MB). Indian Government is trying to bring the BHIM app for iOS and Windows mobiles or devices. May be it comes in a few days.
Banks Listed in the BHIM APP Are ( Supports UPI ):
Following are the banks that are listed in the BHIM Android apk digital payments app released by Government of India. These banks supports UPI according to the National Payments Carporation of India official website.
- State Bank of India
- Vijaya Bank
- Andhra Bank
- Union Bank of India
- HDFC Bank
- IDBI Bank
- Indian Overseas Bank
- IDFC Bank
- Federal Bank
- ICICI Bank
- South Indian Bank
- IndusInd Bank
- Indian Bank
- Bank of Baroda
- Bank of Maharashtra
- Oriental Bank of Commerce
- Canara Bank
- Dena Bank
- Catholic Syrian Bank
- Central Bank of India
- DCB Bank
- Allahabad Bank
- Kotak Mahindra Bank
- Karnataka Bank
- Punjab National Bank
- RBL Bank
- United Bank of India
- Standard Chartered Bank
- Syndicate Bank
- Karur Vysya Bank
- Axis Bank
What BHIM Digital payments android app can do?
This app is based on the Unified Payments Interface (UPI) from the National Carporation of India (NPCI). Where NPCI is the umbrella organisation for all retail payments systems in india. To use BHIM digital payments app for doing online transations or payments you need to be signed up for UPI – based payments on your bank account, Which us also linked to your mobile phone number.
People who are using the BHIM android/ ios / windows app can do the transactions means send and receive the money to othe UPI accounts or addresses. Also it is possible to send money to the users who don’t have the UPI-based bank account using IFSC (INDIAN FINANCIAL SYSTEM CODE) and MMID (MOBILE MONEY DENTIFIER) with the help of this app. With BHIM app you can also crate your Quick Responce code (QR code) for a fixed amount of money, which the merchant can scan to make the deduction.
BHIM App is Safe and Secure for Digital Payments:
BHIM app (For digital payments and online transactions) is highly secured and provides with various levels of authentication. This three levels of secutity authentication involved in the BHIM app really made it highly secure and safe for making transactions. Those are
- BHIM Digital Payments App Binds with a device’s ID and Mobile number,
- To do the transactions you need to sync the bank account That is UPI or non- UPI enabled
- BHIM android app will aks to create a pin at the time of installation. THis PIN is used to login into the BHIM app for making payments or doing online Transactions.
User need all these three levels of authentication to complete the transactions or payments online with the help of BHIM app. This android / ios / windows app facilitates that nobody can do the transactions from your mobile until and unless they know your UPI PIN. This helps us in the case of mobile theft.
What is the speciality of BHIM App When compared to other mobile wallets?
BHIM app is completely UPI-based, and it is directly linked to the your bank account. It means you dont need to add money to the wallet and transfer it again to the bank account like other third party applications like Paytm, JIO Money, Mobiqwik and all android | iOS | Windows apps for mobiles which includes a huge process.
Making payments with BHIM App is completely a very simple easy process that everyone can do with the basic english or hindi knoledge. In the case of using mobile wallets like paytm or jio money you can store a limited amount of money, and you can transfer this money only to the people who are using the same wallet. But In the case of using this BHIM Android apk money transer app you can avoid this situation and can do all the transactions instantly in a short while.
Create VPA for UPI on your Account:
To send or receive the payments through the BHIM app you need to create a VPA for UPI using the official mobile banking application of your respective bank. This VPA is required to make payments on BHIM app. See how to do this.
- After registerig your mobile number with your bank account, Go to the Google Play store and download mobile banking application of your respective bank to create VPA. Please be aware of the apps while downloading. Ensure that you have downloaded the correct mobile banking application on your mobile.
- Now open tha application after installation is completed and locate the UPI payments Tab. Then open it and CREATE a VPA. And then create UPI PIN, Which is required to complete the transactions in BHIM app.
- Once the VPA is created, you will be able to see the options like SEND, RECEIVE, PAY by SCANNING QR CODE.
- Note: If you are having more than one account with the same bank you can choose the default account for making UPI Transactions or payments.
How To Download & Install BHIM android apk app (Indian Government official Digital Payments app)?
Currently BHIM app is available only for Android Devices. You can download it from Google Play store directly. To download and install BHIM app follow this step by step.
Step1:- To download and install BHIM app Open the Google playstore app in your android mobile and search for ” BHIM APK ” in search box.
Step2:- After that click on Install Button and Wait until it gets downloaded.
Step3:-After that the BHIM App Android apk would be automatically installed in your android device.
Step3:- Once the installation is completed open the BHIM application in your smartphone and set the preferred language either English or Hindi. Because Currently only these two languages are avialable in BHIM Digital Payments Android app.
Step4:- Now Click on Next Button. You will see the window like this.
Step5:- Here Again click on Next Button located in right bottom of the window. It will be redirected to the another page as like in the following image.
Step6:- Now Click on ” Lets Get Started ”
Step7:- And then Verify Your Mobile Number Which is Linked to Your Bank Accounts.
Note:- Before verifying your mobile number ensure that your mobile number is already registered with Your Bank Account.
Step8:- Now your mobile number will get verified by the BHIM app by sending a message from your mobile.
Note:- Before veryfieng BHIM digital payments androidd app ensure that your mobile has sufficient balance for sending verification message.
Step9:- Now Set the 4 Digit Passcode for your BHIM app , which is used for further Login.
Step10:- Now select the bank in which you have account from the list provided in the BHIM app. Scroll Up to refer the UPI enabled banks listed in the Digital payments android BHIM app which you have downloaded.
Step11:- And then select the bank account, the one which you want to use for making payments and transactions.
Step12:- After selecting the bank, You have to enter the last 6 Digits of the ATM Card / Debit Card Number. And also enter the Year and Month Which is Valid and given on your card.
Now you will get the confirmation details, once the BHIM App (with which you can Send Money or Receive Money ) Installation is completed.
Your are done. This is all about How to install The BHIM android application by downloading from the Google Play Store. Hope you got a clear idea about this Digital Payments app (BHIM) launched by the Indian Prime Minister ” Narendra Modi Ji “.
How To Use BHIM app (Indian Government officeial Digital Payments app) For Send / Receive Digital Payments:
Making the Transactions with the BHIM android app is very very simple and can be done in a short span of time ( less than a minute). However to know how it is continue reading after the installing this app.
Step1:- Sending Money to the Other Bank Acount
Using this BHIM Digital payments app you can send money to the other account in two methods or ways. Those are
- Method 1:- Payments can be done by Entering the phone number or the Payment address of the Recipient.
- Note:- Ensure that the recipient is already registered with the UPI
- Method 2:- Second method of transaction using BHIM app is done by entering the Recipient Name, Account Number and the respectice Bank Account IFSC code.
Step2:- How to request Money From Other people Bank Account:
This is also done in two methods in BHIM app
- Method 1:- By enter the Mobile Number or Payment Address
- Method 2:- Second method for requesting money from others account using BHIM app is By Generating a Quick Response or QR code for a particular amount.
- Note:- The person who want to send the requested amount have to scan the requested person’s QR code.
Step3:- How to SCAN & PAY in BHIM App:
BHIM bill payments app allows its users to generate a Quick Response or Qr Code, that can be scanned by other users to make the digital payments or complere online transactions directly to their respective bank accounts.
Hope you guys understand what is the BHIM App, How to create VPA for UPI on your account using mobile banking application, How to download this digital Paymets App from android google Play store in your smartphoe. And also how to install and use the BHIM android app completely step by step. Take Part in making Digital India by Sharing this article.
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